A new University policy will make "Recreational Sports Consultants," the independent contractors used by club sports teams to fill their coaching needs, into part-time University employees. The change has one huge implication: RSCs must now use Columbia insurance policies rather than their own. To make up the difference, teams will have to foot a bill (UPDATE: for payment surrounding the RSC, not for the entire budget) 37.2 percent higher than what they currently pay, which could be prohibitively expensive for some teams.